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Welcome > Local Info > Weather ...

Minneapolis, St. Paul, Twin Cities and Bloomington Weather

With four very distinct seasons, residents of the greater Minneapolis region enjoy a great deal of seasonal variation. Hot humid summers give way to crisp golden falls, and cold white winters turn into warm fresh springs.

July is the hottest month of the year and January the coldest. Summers bring plenty of sunny weather and thundershowers and winters bring snow; snowfalls can occur anytime between November and April. The Minneapolis region has a yearly rainfall of about 27 inches.

Average Local Temperatures

High Low

Summer 85ºF 60ºF

Fall 70ºF 20ºF

Winter 20ºF 05ºF

Spring 60ºF 20ºF

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School Reports in Minneapolis, St. Paul, Twin Cities and Bloomington, Minnesota

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Schools in Minneapolis, St. Paul, Twin Cities and Bloomington

Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What has a tremendous impact on the U.S. economy, comprising between $10-$15 trillion of the nation's wealth?
A	Real Estate--it goes through cycles, but still has a long-term record of strong investment return.
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Jesse and Kimm Pastrana, REALTOR®, real estate agents and broker for Minneapolis, St. Paul, Twin Cities and Bloomington Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)

Jesse and Kimm Pastrana
Century 21 Pastrana Realty
3209 W 76th Street #203
Edina, MN 55435
Tel: 612-824-2272
Tel: 612-282-4477
Email: jesseandkimmpastrana@NUMBER1EXPERT.com
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